It takes…

It takes about 60 seconds to find out that you are a victim of identity theft...

It takes an average of 600 hours to restore your identity, if you try it yourself.

Don't be a victim, get the best protection on the market today

Wednesday, December 28, 2011

This was just a great comment on the ID Theft Seminar post that I wanted to post it.

This was just a great comment on the Seminar post that I wanted to post it.

  It is from Ronald Maglothin, a a Viet-Nam Vet:
 Great article and it angers me (as a Viet-Nam Vet) that our military personnel are specificly targeted by these thieves. Identity Theft comes in five areas and you're right. most people just consider the financial side. Add criminal, driver's license, social security and (like you said) medical to the list. Can you imagine going to the hospital for a procedure and your blood type has been changed (it happens). Do you know that if a thief collects just one check from your social security, that the government can (and will) freeze your account for 2 to 3 years and it can take years to clean that up. How about being pulled over by the police, because you have a tail light out and when he does the background check on you, there's a warrant for your arrest because you failed to appear in court, in another state, for a violation that isn't yours. Try telling the officer, "But that's isn't me!" A lot of good a credit monitor service will do you in that circumstance. One of the biggest targets today are children. They are issued a social security number at birth. That number is worth $5,000 on the black market. Reason being is that detection of the breach usually doesn't happen until the child becomes a teenager and goes to get credit to buy a car or a background check to rent an apartment. I've read an artilce where a 5 year old in my town owns 3 houses (in foreclosure) and 2 cars. Like you said, the number of victims increase in the millions, every year. Unfortunately when you are a victim of this crime, you are guilty until you prove who you are. The average financial cost is in the thousands and it can take over 500 personal hours to clean this up. Most also don't realize that you're also going to need legal help to clear this up. I would like to see more involvement on a state level to help curb this crime. Sorry, I don't trust the feds. At least California and New York reconizes some of the problem and have started doing something about it. 

However do not relay on your government to protect you, they are some of the ones causing most of the problems. Learn to protect yourself.    Come talk with me.  I can be reached at www.legalshield.com/hub/taylor_ra

Seminar Urges Caution to Avoid Identity Theft

December 23, 2011
Targeted News Service
FORT GEORGE G. MEADE, Md., Dec. 22 -- The U.S. Army issued the following news release:
Some Fort Meade residents and employees may be crime victims and not know it.
More than 60 identity theft reports have been filed with the Fort Meade Police Department since April, said Russell Wilson, Fort Meade's chief criminal investigator.
It is one of the reasons why the Directorate of Emergency Services organized a seminar about how to prevent and recover from identity theft on Dec. 14 at the Post Theater. The average identity theft report on Fort Meade is between $600 and $1,800, said Wilson.

This is the seminar and workshop I give on Identity Theft.  Read More




The Federal Trade Commission estimates that nine million Americans have their identities stolen each year. It believes more people are victims but do not know it until they review their credit report or credit card statement, or receive a collection notice.
"Identity theft is basically using personal identification information that is unique to a person for illegal means," said Keith Gethers, a certified identity theft risk-management specialist, who was one of two presenters at the seminar. "We typically associate that with name, Social Security number, address and credit card number."
While anyone can potentially have his identity stolen, thieves target certain types of people such as military personal, said Gethers. "[Identity thieves] pay attention to levels of deployment," he said.
Social media users, including service members and their families, who post too detailed information are putting themselves at risk of identity theft, said Gethers.
"[Thieves] work [social media] in terms of intelligence information," he said. "Some people put on when they're going on vacation and everything. So deployments [are] just a small part of that. We have to be vigilant about what information is out there and what we share."
Hacking and social media impersonation also are methods identity thieves use, said Gethers.
"They'll go [on] Facebook or something like that and pretend to be you," he said, "and it's really attached to things that we wouldn't think of as identity theft, but the end result might result in something like bullying ... by putting something outlandish on [the Internet] that might make [the victim] the target of other people."
There is no federal law against Internet impersonation, said Bridgette Harwood, a victims' rights attorney, who also spoke at the seminar. However, California and New York do have state laws that criminalize Internet impersonation.
Folks,  just imagine that now you can take a vacation, go shopping, be online and still know that your identity is protected with the Identity Theft Shield brought to you by Harvard Risk Management and LegalShield.

Tuesday, December 27, 2011

How Much Is Your Identity Worth?

How much does it cost for thieves to discover the data that unlocks identity for creditors, such as your Social Security number, birthday, or mother’s maiden name? Would it surprise you to learn that crooks are selling this data to any and all comers for pennies on the dollar?


At least, that’s the going price at superget.info. This fraudster-friendly site has been operating since July 2010, and markets the ability to look up SSNs, birthdays and other sensitive information on millions of Americans. Registration is free, and accounts are funded via WebMoney and Liberty Reserve, virtual currencies that are popular in the cybercriminal underground.
Superget lets users search for specific individuals by name, city, and state. Each “credit” costs USD$1, and a successful hit on a Social Security number or date of birth costs 3 credits each.

READ MORE

Wednesday, December 21, 2011

Digital Data on Patients Raises Risk of Breaches

One afternoon last spring, Micky Tripathi received a panicked call from an employee. Someone had broken into his car and stolen his briefcase and company laptop along with it.
Mimi Bernardin
Micky Tripathi runs the Massachusetts eHealth Collaborative.
So began a nightmare that cost Mr. Tripathi’s small nonprofit health consultancy nearly $300,000 in legal, private investigation, credit monitoring and media consultancy fees. Not to mention 600 hours dealing with the fallout and the intangible cost of repairing the reputational damage that followed.
Mr. Tripathi’s nonprofit, the Massachusetts eHealth Collaborative in Waltham, Mass., works with doctors and hospitals to help digitize their patient records. His employee’s stolen laptop contained unencrypted records for some 13,687 patients — each record containing some combination of a patient’s name, Social Security number, birth date, contact information and insurance information — an identity theft gold mine.
His experience was hardly uncommon. As part of the 2009 stimulus bill, the federal government provides incentive payments to doctors and hospitals to adopt electronic health records. Some 57 percent of office-based physicians now use electronic health records, a 12 percent jump from last year, according to the Centers for Disease Control.
An unintended consequence is that as patient records have been digitized, health data breaches have surged. The number of reported breaches is up 32 percent this year from last year, according to the Ponemon Institute, a security research group. Those breaches cost the industry an estimated $6.5 billion last year. In almost half the cases, a lost or stolen phone or personal computer was responsible.
In a blog post, Mr. Tripathi describes the days after the theft as a “vortex.” Fresh in his mind was a similar, albeit smaller, breach at Massachusetts General Hospital just months earlier in which a hospital employee left detailed clinical records for 192 patients on a subway. The breach had cost the hospital $1 million in settlement fees.
“We’re a nonprofit with 35 people on staff,” says Mr. Tripathi. “A million-dollar fine would have decimated us.”
Mr. Tripathi says his nonprofit had just enacted a policy requiring that all patient files be encrypted, but had yet to decide on an encryption provider. All that stood between a determined computer thief and his patient data was a few passwords.
Mr. Tripathi went to work assembling a crisis team of lawyers and customers and a chief security officer. They hired a private investigator to scour local pawnshops and Craigslist for the stolen laptop. The biggest headache, he says, was deciphering how much about the breach his nonprofit needed to disclose.
Health organizations are required by federal law to report data breaches that affect more than 500 people to the Department of Health and Human Services. The department’s Office of Civil Rights publishes the equivalent of a data breach “Wall of Shame” on its Web site — which today includes 380 breaches affecting more than 18 million people.
Mr. Tripathi said he quickly discovered just how many ways there were to count to 500. The law requires disclosure only in cases that “pose a significant risk of financial, reputational or other harm to the individual affected.” His team spent hours poring over a backup of the stolen laptop files. Of the nearly 14,000 patient records on the stolen laptop, most records did not warrant disclosure. In 2,777 cases, for instance, a record listed only a patient’s name.
Complicating matters were liability rules. In the eyes of the law, Mr. Tripathi’s nonprofit is a contractor that acts on behalf of health providers. The legal burden of protecting patient data actually falls on his clients: the physicians and hospitals who entrusted his nonprofit with their files.
“The laws create a perverse outcome,” he says. “It was our fault, but from a federal perspective, it wasn’t our breach.”
Mr. Tripathi narrowed down the group of patients whose data put them at serious risk for identity theft to 998 people across seven physician practices. Only one practice broke the 500-patient threshold requiring disclosure on the Department of Health and Human Services Web site.
His office got to work notifying the affected patients of the data breach. They offered free credit monitoring — though less than 10 percent took them up on the option — spending a total of $6,000.
In the aftermath, Mr. Tripathi says his company destroyed all patient data on mobile devices and temporarily prohibited employees from removing patient data from clients’ offices. The company now mandates that all data be encrypted, and employees are required to tell health providers what data they will need to access and how they plan to use it.
He never found the stolen laptop, and the incident, all told, cost his nonprofit $288,000.
In many ways, Massachusetts eHealth Collaborative got off easy. In October, a desktop computer containing unencrypted records on more than four million patients was stolen from Sutter Health, a nonprofit health system based in Sacramento. A rock was thrown through a window to gain access to the computer. The theft is now the subject of two class-action suits, each of which seeks $1,000 for each patient record breached.
“Breaches are going to be one of the big challenges as more physicians and hospitals adopt electronic health records,” Mr. Tripathi says. “We’re entering a brave new world.”


This going to jappen more and more.  Learn how to protect you, your employees, and your company

www.legalshield.com/hub/taylor_ra

Get the Identity Theft Shield Today,  for as low as $12.50 a month membership.

Saturday, December 17, 2011

When your criminal past isn't yours

Out of work two years, her unemployment benefits exhausted, in danger of losing her apartment, Casey applied for a job in the pharmacy of a Boston drugstore. She was offered $11 an hour. All she had to do was pass a background check.

It turned up a 14-count criminal indictment. Kathleen Casey had been charged with larceny in a scam against an elderly man and woman that involved forged checks and fake credit cards.
There was one technicality: The company that ran the background check, First Advantage, had the wrong woman. The rap sheet belonged to Kathleen A. Casey, who lived in another town nearby and was 18 years younger.

 Kathleen Ann Casey, would-be pharmacy technician, was clean.


Story after story it tells the same message.  If you don't know where your identity, it could harm you for a long time.  I know this business and false information is out there.  Protect yourself.

Contact me for a free workshop on Identity Theft
I can give it to you on your computer,  no obligation, just information.

Sunday, December 11, 2011

SPECIAL REPORT: Cancer Survivor Takes On Banks After Cruel...

SPECIAL REPORT: Cancer Survivor Takes On Banks After Cruel...

Can you even begin to imagine how much time and money this is costing this man? And it started with a technician who was analyzing his blood. People the predators are out there and this type of crime is a lot more rewarding than robbing you at gun point.

I will be happy to set up a private Identity Theft workshop for you, by using your computer to join me on a virtual meeting at no cost or obligations. Be aware, be smart and be protected.

Contact me at: rob.taylor@harvardbenefits.com or at

www.legalshield.com/hub/taylor_ra

Thursday, October 20, 2011

Atlanta woman wrongly imprisoned for 53 days because of name mix-up

This is another example of another type of identity theft or falsely identified and had to deal with consequences.   An Atlanta woman says she was mistakenly imprisoned for 53 days because police confused her for someone else with the same first name. Teresa Culpepper says she called police to report that her truck had been stolen in August. But when they showed up at her home, they arrested her for aggravated assault committed by another Teresa.

The Identity Theft Shield could have prevented this from happening. Supposed this happen to you; are you prepared, are you protected?  Find out more at:  www.prepaidlegal.com/hub/taylor_ra


Read more here

Wednesday, October 19, 2011

More than 100 charged in massive NYC ID theft ring

Bank tellers, restaurant workers and other service employees in New York lifted credit card data from residents and foreign tourists as part of an identity theft ring that stretched to China, Europe and the Middle East and victimized thousands, authorities said Friday.  Please learn to protect yourself.  

http://www.linkedin.com/news?viewArticle=&articleID=826733703&gid=149616&type=member&item=74556945&articleURL=http%3A%2F%2Fnews%2Eyahoo%2Ecom%2Fmore-100-charged-massive-nyc-theft-ring-205852044%2Ehtml&urlhash=YwPv&trk=group_most_popular-0-b-shrttl

Tuesday, October 18, 2011

It is not just credit theft, but SSN and Medical ID theft. Philly police: Disabled victimized by theft scheme

This story blows my mind on how much evil there is in the world. It is not just the credit theft people should worry about, but there are 5 kinds of ID theft and it is the fastest and largest crowing crime in America today bypassing even drugs.  Please learn to protect your self with the  Identity Theft Sheild






http://www.ajc.com/news/nation-world/philly-police-disabled-victimized-1204447.html

Teenager Owes $600,000 in Mortgage Loans After ID Theft

Folks, you don't think that this can happen to you or your children.   ID theft has become the largest crime in America today bypassing drugs and your child is part of the easiest victims there are, including seniors.   Learn how to protect yourself and your family,  for more information and to get started with the Identity Theft Shield, the best protection on the market today see:   www.prepaidlegal.com/hub/taylor_ra 

Read this story and it will shock you, if not then it needs to:

http://realestate.aol.com/blog/2011/10/14/teenager-owes-600-000-in-mortgage-loans-after-id-theft/?icid=maing-grid10%7Chtmlws-main-bb%7Cdl23%7Csec1_lnk3%7C104900http://realestate.aol.com/blog/2011/10/14/teenager-owes-600-000-in-mortgage-loans-after-id-theft/?icid=maing-grid10%7Chtmlws-main-bb%7Cdl23%7Csec1_lnk3%7C104900

Monday, September 26, 2011

How safe is your identity?

How safe is your identity?

Each year, 200,000 Social Security numbers are stolen...in Florida
alone!

Juliet Sherry-Ann Smith Mahabir (aka Maria Del Carmen Diaz), an illegal immigrant, was arrested for using a stolen Social Security number. The number belonged to an 8-year-old girl who died in 1981.

Diaz used the Social Security number to create a financial history and even file for bankruptcy.

Diaz might not have been violent, but she definitely broke the law. If 200,000 Social Security numbers stolen in just one state each year, that's an epidemic.


An epidemic that's what we are up against. Please learn to protect yourself. You go out and buy a high-quality lock for your house, why not get an affordable protection for your identity?

Get affordable identity theft protection today with Identity Theft Shield

Hubspot



Sunday, September 18, 2011

Identity Theft Specialist Wanted

Litigation and ID Theft are increasing problems for millions of
Americans, and our services meet this need with NO competition that
even comes close!
Companies and municipalities all over the US are adding our services
to their employee benefits because of the increasing demand. We're
looking for the right Identity Theft Specialist to champion our services, make
appointments with HR managers and deliver employee presentations.

Our experienced  Identity Theft Specialist are earning well into 6-figures.
Candidate is responsible for developing own territory and scheduling with company
decision-makers.

Success individuals will possess:
- Professional demeanor
- Business appearance and conduct
- Strong organizational skills
- Computer and internet savvy
- Presentation experience to large groups
- B2B background

Email for complete information.  rob.taylor@harvardbenefits.com



Breaches of companies and data conserning your identity.

  • What is identity theft? This question has two answers. The true definition of identity theft is when a criminal (or unauthorized person) uses your personal identifying information to start new credit accounts, commit crimes in your name, get loans and even perhaps a job. A broader definition includes the use of an existing credit card or bank account. Part of the difference in statistics you hear about is due to the difference in definitions. Clearly by including credit card takeover/fraud you increase the victim count considerably.
  • How many victims of identity theft are there annually? In Gartner’s 2007 study, it was reported that approximately 15 million people had been victims in a 12 month period that ended August 2006. According to the FTC, this number is estimated at nearly 9 million. Since law enforcement around the country does not often collect statistics about identity theft, there is no one conclusive answer.
      

Great site for ID theft prevention

This site is a great place for research.  Think about Emergency Situations and Identity Theft.   Open opportunity for these scums to get at you at your time of need.


Just one example:
A BP employee lost a laptop containing personal data belonging to thousands of residents who filed claims for compensation after the Gulf oil
spill.

Saturday, September 10, 2011

A letter to my friends

My friends,

Thanks for asking about the information.  In trying to find a way to fund my campaign for 2012, I came across this company and the products.  After about a week of checking it out,  I decided this was something that (1.) I could do in my spare time and (2,) something that I could do to help people fight against and protect them from Identity Theft.  After reading all the reports that this is the fastest and largest growing crime in America today. The statistics will scare the daylights out of you.   Along with fighting to rid ourselves of illegal immigrants who is the next largest consumers of stolen identities, I figured I can use this product to not only  help in the elimination of illegals but help people from becoming tangled in the nasty web of id theft.

Now I am out on the street fighting and giving workshops, the stories that are popping up from people are unbelievable.  Everyday people like you and me are becoming victims.  It is time to fight back.

The links below are to some information.  If this sounds like something you want to become involved in, then there might be a way I can get you pass the sign-up fee.  Not only am I fighting back but I am making some money and as you go through more of the information you will see and hear from other people who are making a very good living off this product.

I urge you to look through this information.


Links:

www.prepaidlegal.com/hub/taylor_ra

http://RobTaylorHRM.buildlastingsuccess.com

http://www.harvardbenefits.com/    - great video at bottom of home page.

http://www.hrmcnow.info

http://tinyurl.com/hrmc-group-overview


The other product that is associated with the Identity Theft Shield is PrePaid Legal.  Very interested concept as I am a member.  I liked the plan so much.  Read and listen through the material.  I am here for any questions that you may have.


Your Friend

Rob

Teen Accused Of Stealing Credit Card Info From ‘Hundreds’ Of McDonald’s Drive-Thru Customers

Hundreds of motorists who stopped for a bite to eat at a local McDonald’s may not have gotten the extra value meal they expected after a clerk was arrested for stealing credit card information, police said.

"You have to protect yourself at all times", said Rob Taylor, an Identity Theft Specialist with Harvard Risk Management. "One of the best ways to do that is to get the Identity Theft Shield.  This shield provides monitoring on not just the financial area of ID theft but the other four(4) areas as well.  Not only monitoring but ID restoration if you do become a victim".   "Call me to discuss a workshop with your family, group of friends or employees, I will more than happy to accommodate".  Information, email and phone contact information can be found at:
 Prevent Identity Theift
 

Wednesday, September 7, 2011

Prevention Tips

Unfortunately Child Identity Theft is impossible to prevent.  Children should not have a credit report, and fraud alerts can not be placed on a report that does not exist.

Parents/Legal Guardians can contact the three credit bureaus and request a credit report.  If the response from the credit bureau is “A report does not exist”, then the child does not have a credit file.
All correspondence must be sent certified/return receipt requested to prove you sent the information.

Be sure to include:
A copy of the child’s birth certificate listing the parent as a parent, or documentation showing legal guardianship
A copy of the child's Social Security card
A Cover Letter including the full name of the child, the child’s date of birth, previous addresses for the last five years, and the parent’s name and address
A copy of the parent’s own ID card, such as driver’s license or state/military issued photo id card.
Request the child’s credit report by SSN.  Remember thieves may use a different name.
Parents/Legal Guardians can contact the three credit bureaus and request a credit report.  If the response from the credit bureau is “A report does not exist”, then the child does not have a credit file.

All correspondence must be sent certified/return receipt requested to prove you sent the information.

Get protected today